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We Have Been Working Very Efficiently With Loan And Funding

With your business plans all set out to take the commercial world with a storm, lack of finances is the last thing that should stand between you and your business ambition. We don’t believe any business ambition is too big, or too small. Whatever be the requirement, be it replenishing the inventory of your general store, expanding your cafe, our unsecured business loans have got you covered.

Our business loan is an unsecured credit instrument to help you with funds from ₹ 5 lakhs upto ₹ 50 lakhs, to meet your business’s growing needs.

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Benefits of Business Loan

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Large Loan Amounts

We have SME business loans ranging from Rs 5–50 lakhs to meet every business need.

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Collateral-Free Loan

We understand your ambitions and this is why we cater to your financing needs by providing you with quick and unsecured business loans.

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Flexible
Repayment

We understand that your business goals can’t be timed and hence we’re flexible — choose a repayment period from 12 to 36 months

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Minimal Documentation

You deal with enough paperwork every day, so we keep ours to a minimum and help you get SME loan with ease.

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Lightning-Fast Approvals

Experience lightning-fast loan approvals and processing with the fastest loan app, FlexPay. Discover how their streamlined application .

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Safe and
Secure

Secured Business Loan is a type of funding that is offered against personal guarantee or by pledging assets as collateral.

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We’re covering all the loan services

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Business Loan Start @ 6.5% P.A

Business loan interest rates typically range from 6.5% P.A.

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Car Loan Start @ 8.5% P.A

Car loan interest rates typically range from 8.5% P.A

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Home Loan Start @ 6.5% P.A

You can browse through our range of home loan products.

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Education Loan Start @ 7.5% P.A

Get the educational loan in India at attractive rates.

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Medical Loan Start @ 8.5% P.A

Competitive doctor loan interest rates start from 8.5% p.a.

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Unsecured Loan Start @ 9.9% P.A

The interest rate on unsecured loans starts from 9.9% p.a.

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Business Loan Interest Rate and Charges

Capital Fintech have a minimal processing charge any fees from the user. Here is a Our Sample loan calculation for ₹ 1,00,000 borrowed for 1 year, with interest rate @ 6.5% per annum*, is as provided below:

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Processing Fees = ₹ 399/-

Interest = Rs ₹ 6500/-

EMI = ₹ 8875/-

Total amount to be repaid after a year = ₹ 1,065,00/-

Interest Rate varies based on your risk profile The maximum Annual Interest Rate (APR) can go up to 16%

*Notice – Capital Fintech never offers a short terms(period) loan.

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Elegiblity Criteria

  • 01

    Minimal Requirements:

    Streamlined to speed up loan processing, avoiding extensive documents and paperwork.

  • 02

    Business Operation

    Must have been operational for over 6 months.

  • 03

    Revenue Criteria

    Minimum turnover of ₹90,000 in the last 3 months

  • 04

    Exclusion Criteria

    Cannot be on the blacklisted/excluded list for SBA finance or located in a negatively listed location.

  • 05

    Verification

    Contact for eligibility confirmation if unsure about restricted categories or locations.

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Ready to unlock the potential for your dreams?

Required Documents

Kyc Docements For Loan

01

KYC Documents of the applicant, including PAN card, Passport, Aadhar Card, Driving License, Voter ID card

Account Details / Bussiness Documents

02

Last 1 years’ bank statement along with ITR & Copy of Business Incorporation Documents

Other Documents of Business

03

Any other document required by the bank about your business.

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Want
to
ask
something
from
us?

When you complete your loan agreement, we’ll agree a start date for your repayments, which we’ll take by Direct Debit on the same day each month (depending on bank processing).

We want to help as many businesses as we can get access to finance, and approve thousands of loans every year. To make it easier for business owners, we’ve made applying for a small business loan fast.

You can apply for a small business loan with your preferred lender either online fill out the online application form, upload the mandatory documents, and receive instant approval

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Calculate Your Emi

1 Lakhs
0 25 50 75 100 125 150 175 200
6.5 %
5 7.5 10 12.5 15 17.5 20 22.5
10 Years
0 5 10 15 20 25 30 35
  • Monthly EMI

    Rs.1,135

  • Total Interest Payable

    Rs.36,258

  • Total Amount Payable

    Principal + Interest

    Rs.1,36,258

We are here to help your business Call to discuss your Solution

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“Discover your best loan options with Capital Fintech, your trusted loan aggregator! we offer loans from Rs.50,000 to Rs.50Lac for all profiles. Our advanced analytics engine matches you with the perfect lender. Our guided support makes the application process seamless. Whether you need Personal Loans, Business Loans, Vehicle Loan, Home Loans or credit cards, Capital Fintech is your one-stop solution that provides all financial credits based on your Aadhar card so we call Aadhaar loan. Based in Kolkata, West Bengal we ’re the fastest-growing digital aggregator of financial services.”

Disclaimer | Notice | Terms &Conditions

  • By engaging with our services, you hereby authorize Capital Fintech to act as your authorized representative to obtain your Credit Information from Experian to assess creditworthiness and provide pre-approved offers. By agreeing to these Terms and Conditions, you acknowledge and consent to this End Use Purpose. .
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Some agreements are more important than others in certain circumstances, either because of legal requirements or simply as a convenience to your users including breach of contract or warranty, negligence or other tortious action or any other claim arising out of or in connection with the use of or access to the Website.